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What are the advantages of a VISA Credit Card from PPL GOLD Credit Union?
Instant borrowing power in a low rate card is what you get with our VISA Credit Card. Choose our 10.90% APR for exclusive VISA benefits, instant payment recognition and unrivaled convenience at millions of location worldwide.
If you have high interest credit card balances with other financial institutions, department stores, or other credit card companies, you may be able to transfer those balances to our LOW interest VISA. You could save instantly!
How do I open a VISA Credit Card through PPL GOLD Credit Union?
Simply click here to fill out the on-line application.
How do I pay my PPL GOLD Credit Union VISA Credit Card on-line?
By paying your VISA bill from your PPL GOLD Savings or Checking account you don't need to provide any of your account information. Just transfer the money from your Savings/Checking account onto your VISA account through Internet Banking.
If you want to pay your VISA bill from another financial institution click on eZCardInfo. This will take you to VISA's on-line payment site where you will need to provide them with your account number and routing number. This will give VISA the information they need to take the payment out of your account.
PPL GOLD VISA Credit Card Disclosure
| Interest Rate and Interest Charge |
| Annual Percentage Rate (APR) for Purchases |
10.90%
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| APR for Balance Transfers and Cash Advances |
10.90%
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| Penalty APR and When it Applies |
None
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| How to Avoid Paying Interest on Purchases |
Your due date is 25 days from the closing date of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
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| Minimum Interest Charge |
None
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| For Credit Card Tips from the Federal Reserve Board |
To learn more about the factors to consider when applying for or using a credit card, visit the website of the Federal reserve Board at: http://www.federalreserve.gov/creditcard
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Fees
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| Annual Fee |
None
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| Transaction Fees: |
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| Balance Transfer |
None
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| Cash Advance |
None
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| Foreign Transaction |
None
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| Penalty Fees: |
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| Late Payment |
$15.00
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| Over the Credit Limit |
None
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How We Will Calculate Your Balance: We use a method called "average daily balance" (including new purchases). See your account agreement for details.
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Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.
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| Charges incurred by use of this card are due when the statement is received. |
Click here for the full version of our PPL GOLD VISA Credit Card Account Agreement.
eZCardInfo
PPL GOLD CU's eZCardInfo is an interactive tool that allows you to manage your personal spending and credit card account information 24 hours a day / 7 days a week. By visiting www.eZcardInfo.com, you will have complete access to features that include:
Account Summary - The Account Summary page gives you a snapshot of your account balance, available credit, payment information, and credit limit at the date and time displayed. This screen can also provide all recent transactions that have not yet been billed.
Full Statement – In addition to your account summary, you can also view 6 to 18 months of your credit card account history.
Bill Payment – The bill payment feature gives you the ability to make credit card payments electronically directly from your checking or savings account.
Transaction Tracking – You can view transaction information, assign expense categories and add memos, which can be searched at a later time.
Reports – You can create customized reports.
Alerts – You can have eZCardInfo notify you when events occur by an email alert.
Find Transaction – You can search statement information for specific transactions.
Download – You can download information to use with your own money management software.
Customer Service – eZCardInfo also includes important information to answer many or your questions. You can research and dispute transactions if necessary.
This service is absolutely free. State-of-the-art security features ensure that your information is secure.
PPL GOLD CU VISA Cardholders can gain access to eZCardInfo the first time you use it by choosing your user name, password, and registering your e-mail information.
PPL GOLD Credit Union's Verified by Visa is the easy new way to enjoy added security for all your online Visa card purchases. PPL GOLD Credit Union and Visa are pleased to offer you this great service at no additional charge.
Get Verified by Visa
Lost Credit Card Card?
To report a lost PPL GOLD VISA Credit Card please call 1-800-433-0505.
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